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with credit cards & debit cards.
We encourage you to use a debit card.
Credit cards make it easy to spend money you
don’t really have &they charge interest. 
Debt is a drag.  Avoid it.
Tear your credit card up and pay it off.

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For getting out of debt and money management, contact Bro. Tommy about Financial Peace University.
(A 13 week class available at GRACEchurch)